Insurance is something that you purchase "just in case" an unfortunate and unforeseen loss should happen. You will find a multitude of different types of insurance that suit many different needs, such as home, life, car, and coverage to protect your business. Law stipulates that we have to be insured in some aspects of our lives, such as car insurance, but we do not have to carry coverage for our business, even though we should. Here are a few reasons why it important and beneficial for your business and the commercial janitorial service you hire, or any service company that enters your place of business, to carry General Liability Insurance.
1. Protects your company. You hire a service company and after the job is complete you claim there have been damages or an injury to one of your employees or a customer. In this instance the janitorial service's General Liability insurance will kick in and cover you. This is a positive because it removes any worry that the business owner may have and presents the janitorial company as confident in safeguarding your business should an unforeseen accident occur.
2. Insurance protects the cleaning company. Of course no one wants to find themselves in a legal situation, which is why General Liability Insurance is responsible to carry. It gives all parties involved an irreplaceable peace of mind.
3. Insurance appeals to the potential customer of the commercial janitorial service. We all know that insurance can be pricey, but it is worth paying for in the long run. A business that openly advertises General Liability coverage speaks to interested customers and will award the janitorial company more business.
It is important to note that while General Liability covers many aspects of a business, there are areas that are not covered. When a company applies for insurance each business is assessed on an individual basis to find out what their particular exposure risks might be and what their coverage needs are. Job errors, auto and punitive damages are not included in General Liability coverage. Make sure you seek an experienced janitor service that grades and guarantees their hard work or advertises to be bonded.
General Liability Insurance is not always easy to qualify for, so if a business has this coverage it says a great deal about the company. Typically it is much easier for more established businesses to be eligible for this kind of insurance. A proud business owner will do whatever it takes to protect his or her business and insurance is a vital protection.
If a work related accident occurs to an employee of the janitor service, general liability does not protect or cover this instance, but Workman's Compensation will. Beware of a commercial office janitorial service that does not have Workman's Compensation coverage, because your business could be liable in the event that an accident of injury happens to a cleaning employee.
Bottom line, accidents happen and it is prudent to hire a janitorial service that carries General Liability Insurance. Call your local office cleaning service today and don't forget to ask if they have a current insurance policy in place for your protection. In this day and age, like the old saying goes, it is better to be safe, than sorry.
1. Protects your company. You hire a service company and after the job is complete you claim there have been damages or an injury to one of your employees or a customer. In this instance the janitorial service's General Liability insurance will kick in and cover you. This is a positive because it removes any worry that the business owner may have and presents the janitorial company as confident in safeguarding your business should an unforeseen accident occur.
2. Insurance protects the cleaning company. Of course no one wants to find themselves in a legal situation, which is why General Liability Insurance is responsible to carry. It gives all parties involved an irreplaceable peace of mind.
3. Insurance appeals to the potential customer of the commercial janitorial service. We all know that insurance can be pricey, but it is worth paying for in the long run. A business that openly advertises General Liability coverage speaks to interested customers and will award the janitorial company more business.
It is important to note that while General Liability covers many aspects of a business, there are areas that are not covered. When a company applies for insurance each business is assessed on an individual basis to find out what their particular exposure risks might be and what their coverage needs are. Job errors, auto and punitive damages are not included in General Liability coverage. Make sure you seek an experienced janitor service that grades and guarantees their hard work or advertises to be bonded.
General Liability Insurance is not always easy to qualify for, so if a business has this coverage it says a great deal about the company. Typically it is much easier for more established businesses to be eligible for this kind of insurance. A proud business owner will do whatever it takes to protect his or her business and insurance is a vital protection.
If a work related accident occurs to an employee of the janitor service, general liability does not protect or cover this instance, but Workman's Compensation will. Beware of a commercial office janitorial service that does not have Workman's Compensation coverage, because your business could be liable in the event that an accident of injury happens to a cleaning employee.
Bottom line, accidents happen and it is prudent to hire a janitorial service that carries General Liability Insurance. Call your local office cleaning service today and don't forget to ask if they have a current insurance policy in place for your protection. In this day and age, like the old saying goes, it is better to be safe, than sorry.
About the Author:
Visit www.1stcallcleaning.com and choose the best commercial cleaning service with General Liability coverage.
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